How To Play Baccarat Casino Game

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Baccarat is played at baccarat table that can usually accommodate up to 13 players. According to the baccarat rules, each player's position is designated by number. In case of table for 12 players there are. How to play baccarat casinoWhat is more, how to play baccarat casino baccarat is a casino game with a relatively low, player-friendly house edge If you want to learn more about Baccarat beyond how to play the game, you can read about the history of Baccarat.

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When people go to casino, they would usually head for either the blackjack tables or the slot machines. Only a handful of people go to the baccarat tables, mainly because most of the other people are unfamiliar with how to play baccarat and its rules. What they don’t know is that they’re missing out on something great. Baccarat is a highly enjoyable game and can be a highly profitable one too. It has a low house edge, so players generally have a better chance of winning or breaking even here as compared to that of other casino games. In fact, if you try to notice, high-rollers are usually the ones who frequent the baccarat tables also because because of the easy baccarat rules - it's not that complicated to learn how to play baccarat.

Baccarat is a very simple game - the easiest to learn. You can learn baccarat rules very easily since there are only a few simple baccarat rules and only three different outcomes: player, banker, and tie. Skill is not a factor in baccarat game and players that just learn how to play baccarat and play it for the first time can play it as good as experienced baccarat players without any special baccarat tips.

Baccarat Table

Baccarat is played at baccarat table that can usually accommodate up to 13 players. According to the baccarat rules, each player's position is designated by number. In case of table for 12 players there are numbers from 1 to 12. When players learn how to play baccarat it's important to learn few baccarat tips including where to place the bets. There are boxes for placing bets for each player position. The closer box is for player wins bets and the further box is for bets on dealer. There is also box for tie bet, and here comes the most important of baccarat tips, tie is not recommended as it has too big casino edge.

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Almost all virtual baccarat tables at online casinos are mini baccarat tables. Also in land based casinos mini baccarat becomes more and more popular. The table is similar to blackjack table, accommodates less players and provides faster gameplay. The baccarat rules stay the same. However it lacks some of the elements (players do not handle the shoe) and spark of classic baccarat.

Game Basics & Rules

It is very easy to understand the baccarat rules. Players that learn how to play baccarat should first understand the objective of the game. Both dealer and player are dealt two cards or three cards. The one that is closer to 9 wins. Third card is dealt according to third card rules. Players do not have to learn third card baccarat rules as the dealers know them and give instructions to players. Those that would like to learn these baccarat rules can find them below. Also the 'player' and 'dealer' do not refer to players and casino. Players can bet on one or another. Baccarat is usually played with 8 standard decks.

Another important thing to know when learning how to play baccarat are the card values. The values of the cards are as follows:

Dealer knows the card values and does the counting for all the players. Baccarat, unlike Blackjack, does not use the term ‘bust’. If your hand totals to more than 10, you merely subtract 10 (or even 20) from the overall value. For example, if you got 9-8 which totals to 17, then the value of your hand would be 7.

Playing the Baccarat Game

  • Card Dealing
    At the beginning of the game, both the player and the banker are dealt two cards each. And here comes another thing that makes baccarat stand out form casino games at land based casinos. And that is players participation in card dealing. Each player can deal cards from the shoe. Player that is dealing the card is called 'dealer'. Also players that are not comfortable with dealing cards from the shoe can just tell dealer that they want to pass it, no big deal. Shoe is passed in counter-clockwise direction. Dealer always gives players that has the shoe instructions according to baccarat rules, what make it very easy even for players that have just learned how to play baccarat. Here is how the card dealing works:
    1. card for the player - player slides card face down to the dealer

    2. card for the dealer - players deals another card and puts it under the corner of the shoe

    3. another card for the player
    4. another card for the dealer

  • Turning Over the Cards
    1. turning over player's cards - player that made the biggest bet can then turn over the player's cards. Then the dealer announces the player hand total
    2. revealing banker's cards - banker reveals the cards that were placed under the shoe and dealer announces total

  • Winner is Announced (Sometimes After Third Card is Drawn)
    1. third card for player
    2. third card for banker
    The hand that is closer to 9 is announced as winning . Sometimes player or banker hand will require third card before the decision which hand is winner can be made. Dealer will give instructions in case third card is needed. So players do not have the know the third card baccarat rules. In our example banker wins with total of 9 - natural.

Third Card Rules

Third card baccarat rules are not essential to know when you learn to play baccarat at land based or online casino. However people that learn how to play baccarat can also learn these baccarat rules as understanding the third card rules makes the game more interesting. The chart below explains the third card baccarat rules.

Player
First 2 Cards TotalAction
8, 9natural - stands
6, 7stands
0, 1, 2, 3, 4, 5draws third card
Banker
First 2 Cards TotalPlayer's Third CardAction
8, 9not requirednatural - stands
7stands
38
40, 1, 8, 9
50, 1, 2, 3, 8, 9
60, 1, 2, 3, 4, 5, 8, 9
any other situationdraws third card

Baccarat Tips

If you calculate the odds, then you will see that the banker will win more often than the player, but only by a small margin. It doesn’t really matter either way because the house collects a 5% commission on banker bets that win. All in all, the house will have a 1.24% edge on player bets and a 1.06% edge on banker bets. A tie, however, will be your number 1 enemy in baccarat, because it pays 9 to 1 and the house has over 14% edge depending on number of decks used. So as the most important of baccarat tips says never bet on tie. Tie even pays 8 to 1 at some online casinos what makes the casino advantage even bigger.

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If you strip the game free of all the complicated figures, though, you’ll see that baccarat is really just a game of chance. There is no tip on how to decrease casino edge (other than the tie baccarat tip), no advanced baccarat strategy, the best you can do when you are figuring out how to win baccarat, is to manage your bankroll properly and to learn to walk away when you’re ahead. In the long run, the casino will profit off of you even if you know how to play baccarat perfectly and all baccarat tips. However, if you know when to take off with your winnings, then you can guarantee a true victory.

Along with roulette and blackjack, baccarat is a part of the unbreakable trio of the most popular table games. Baccarat is relatively easy to play, making it an excellent choice for new players and casino veterans alike. You don't have to be a master of casino games to try your luck, as most actions are performed automatically by the live dealer. However, if you really want to maximize your chances of winning each game and play like a real pro, there is no doubt that you need to learn and understand the game. With this article, you will learn how to play baccarat in no time. Read on!

In this article, you'll learn

  • Baccarat Rules
  • Card Values
  • Tips and Tricks

Baccarat Rules

Baccarat may seem very confusing at first, but overall it is one of the easiest games found in online casinos. The objective of the game is to predict which hand will have a value closest to nine. There are no game decisions required from the player in live baccarat because all outcomes are determined automatically. At the beginning of each round, players can wager on one of three outcomes:

  • Player — betting that the Player’s hand will win.
  • Banker — betting that the Banker’s hand will win.
  • Tie — a bet that both hands will have the same value.

Players can also choose to place their chips on optional side bets, such as the P Pair and the B Pair bets. The most important thing to keep in mind is that the name of the hand, Player or Banker, does not correspond to you, the player, and the house. Players can wager on either hand for a chance to win a payout, the only difference is that 5% commission is taken from wagers on the Banker’s hand. In fact, wagering on the Banker can be strategically advantageous, as it carries a house edge of 1.06% compared to the Player house edge of 1.24%.

Live baccarat is usually played with eight 52-card decks. The game presenter will begin the round by dealing two cards to each of the two hands, and the hand with a value of nine or closest to it will win the round. If both hands have the same point value, Tie bets are paid out and the Player and Banker bets push (return to the player).

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Baccarat Card Values

  • Cards two through nine take their face value.
  • Aces are worth one point.
  • Kings, queens, jacks and 10s are all worth zero points.

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Note that the final values must be between zero and nine. When the total value reaches 10 or more, the tens digit is dropped, and only the remainder is in play. For example, if a hand consists of two nines (a total of 18 points), the hand will be valued at eight (18-10=8).

If the Player or Banker is dealt a hand of eight or nine with the first two cards, it is called a ‘natural’, and no additional cards will be dealt. If the Player or Banker receive a hand of zero to seven points, then the Third Card Rule is consulted to determine whether another card will be dealt. The player will always go first.

Player Third Card Rule

  • If the sum of the Player’s first two cards is between zero and five, then a third card will be dealt.
  • If the sum of the Player’s first two cards is six or seven, the Player stands.
  • If the Player has a natural (eight or nine), no additional cards will be dealt.

Banker Third Card Rule

Baccarat

Whether or not the Banker receives a third card depends on the Banker’s first two cards' point value and the Player’s third card, if one was dealt.

  • If the Banker’s hand totals to zero, one or two, a third card is dealt regardless of the Player’s third card.
  • When the Banker has three points, the Banker receives a third card unless the Player’s third card is an eight.
  • When the Banker has four points, a third card is dealt unless the Player’s third card is zero, one, eight or nine.
  • At five points, the Banker receives another card unless the Player’s third card is zero, one, two, three, eight or nine.
  • At six points, the Banker receives another card only if the Player’s third card is six or seven.
  • If the sum of the Banker’s first two cards is seven, eight or nine, then the Banker stands.

After all cards have been dealt according to the rules above, the round will conclude and the hand with a value closes to nine wins.

How Are Bets Paid?

In total, there are three main bets that players can place in live baccarat:

  • Player — is an even-money bet, with a payout of 1:1. The probability of a Player win is 44.62%.
  • Banker — will pay 0.95:1, to account for the 5% house commission. The probability of a Banker win is 45.85%. Without factoring in the Tie, the odds of a Banker win jump to 51%.
  • Tie — if the two hands tie, players who wagered on Tie will enjoy a payout of 8:1. The probability of hitting a Tie is only 9.53%, bringing the house edge up to 14.36%. For this reason, it is always advisable to avoid betting on a Tie, since the house advantage increases considerably.


Side Bets

In addition to the three main bets, live baccarat tables may feature optional side bets for a chance at greater payouts. Here are the most common baccarat side bets and their respective payouts:

  • P Pair — Pays 11:1 if the Player’s first two cards are a pair.
  • B Pair — Pays 11:1 if the Banker’s first two cards are a pair.
  • Perfect Pair — Pays 25:1 if two identical cards (suit and value) are dealt to either the Player or the Banker. Pays 200:1 if two identical cards are dealt to both the Player and the Banker.
  • Either Pair — Will pay 5:1 if either of the two hands has a pair.
  • P Bonus and B Bonus — These two bets depend on whether the hand is a natural or not and by how many points a non-natural hand wins. NN=non-natural, N=natural, NT=natural tie, the number designates the number of points by which the player won. NN9 (30:1), NN8 (10:1), NN7 (6:1), NN6 (4:1), NN5 (2:1), NN4 (1:1), N (1:1), NT (push).

Baccarat Variants

Several baccarat variants are now offered at physical casinos, as well as on online gambling platforms. The most popular baccarat variants are:

Casino
  • Lightning Baccarat — In Lightning Baccarat, a 20% fee is applies to every wager placed. After betting closes, a Lightning round will occur where one to five random cards will be selected and assigned a multiplier of 2x, 3x, 4x, 5x or 8x. If your wager wins and the one or more of the cards are among the Lightning cards, then your payout will be multiplied by the corresponding multiplier.
  • Baccarat Squeeze — The only difference in Baccarat Squeeze is how fast the live dealer will reveal the cards, depending on the wagers placed. The hand with the lesser total wagers will be revealed quickly, and the second hand will be squeezed. If total wagers are equal or the highest wager total is on Tie, then the dealer will quickly reveal the Player’s hand and will squeeze the Banker’s second card, as well as any additional cards dealt to both hands.
  • First Person Baccarat — First Person Baccarat can be enjoyed without a live dealer, where players are pitted against the RNG algorithm. First Person Baccarat offers the three main bets in addition to six optional side bets: P Pair/B Pair, Perfect Pair, Either Pair and P Bonus/B Bonus.
  • Baccarat No Commission — Unlike most baccarat tables, Baccarat No Commission will not deduct a 5% commission from every Banker wager. Instead, wagers on Banker will pay 1:1 unless the Banker’s hand wins with six. In this case, Banker bets will pay only 0.50:1.

Baccarat Tips and Tricks

There are several practical tips that you can use to help you make responsible gambling decisions and take your baccarat gameplay to the next level.

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  1. Master the rules — It is a reminder that may seem superfluous, but it is very important if you really want to improve your chances of winning in baccarat. Baccarat is a simple game but tends to create a lot of confusion around the difference between the bets. Many players assume that, as a player, they must wager exclusively on the Player’s hand to get the most of the game. That is not always the case, so make sure to familiarise yourself with the game’s rules before playing!
  2. Choose the right variant — Baccarat is now available in several variants. Each of these variants has specific rules, some of which significantly impact the probability of winning and the house advantage. Take these parameters into consideration to choose the most advantageous variant for you.
  3. Bet on the Banker — Betting on the Banker's hand offers the greatest statistical advantage. A common baccarat strategy involves placing more of your wager on the Banker; however, keep in mind that most baccarat tables charge a 5% commission on Banker bets.
  4. Avoid betting on Tie — Unlike bets on the Banker's hand, tie bets are the least likely to hit (side bets aside). The house edge on a Tie is significantly higher, so it’s best to avoid this wager (especially if you are new to baccarat).
  5. Manage your bankroll — As with all games of chance, bankroll management plays an essential role in your baccarat gameplay's success. In short, it's all about setting limits before you start playing and sticking to them. Losses are inevitable; thus, you must establish your bankroll and stop playing when your entertainment budget is drained. Never mix personal finances with online gambling and make sure to always make responsible gambling decisions.

How To Play Baccarat Casino Games

Before you dive in and place your first wager on baccarat, we recommend trying out the game in a free-to-play demo version. This game mode is available to registered EnergyCasino users and allows you to practice playing baccarat entirely for free. All wagers and winnings are virtual, making demos the perfect playground for new players and those interested in perfecting their baccarat strategy. When you’re ready to advance to live gameplay, head to our Live Casino to explore our portfolio of premium baccarat tables from Evolution and LiveG24. See you there!

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